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$440,000
For sale

2045 Payne StLouisville, KY 40206

4 beds4 baths2,800 sq ft0.21 acre1920 built

Apartment · 6 days on market · MLS# 1732989

About this home

Investment Opportunity in the Heart of Clifton! Welcome to 2045 Payne Street, a spacious four-unit multifamily property offering excellent potential for investors looking to expand their rental portfolio or buyers looking to become homeowners and investors at the same time! Built in 1920, this two-story property features approximately 2,800 square feet of finished living space, with each of the four units offering its own living room, bedroom, full bathroom, and kitchen. Interior features include updated flooring in several areas, neutral paint colors, and kitchens with white cabinetry and attractive countertops. The property also features separate meters, natural gas heating, central air, and a welcoming front porch and rear balcony. Situated on a generous lot with a spacious backyard, this property is conveniently located near shopping, dining, entertainment, and major roadways. Looking to house hack? Live in one unit while renting out the other three, allowing rental income to help offset your mortgage and build long-term wealth through real estate! Whether you're an experienced investor, a first-time investor, or a buyer looking for a smart way to combine homeownership with income potential, this property offers flexibility and opportunity. Schedule your showing today!

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Home details

Property type
Apartment
Status
For sale
MLS #
1732989
Price per sq ft
$157
Days on market
6
Year built
1920
Living area
2,800 sq ft
Lot size
0.21 acres
Bathrooms
4
Heating
Natural Gas
Cooling
Central Air
Construction
Wood Frame
Roof
Other
Style
Traditional
Subdivision
NONE
MLS area
03-Clifton/Crescent Hill/St Matthews
County
Jefferson
HOA
None
Water
Public

Features

Exterior

  • None

Patio & porch

  • Porch

Lot

  • Sidewalk

Utilities

  • Electricity Connected

Estimated monthly payment

Principal & interest: — / month

Estimate only. Excludes taxes, insurance, HOA dues and PMI. Rates change daily; use your actual quote. Ryan can connect you with local lenders if you want a real number.

Location

Listing courtesy of Keller Williams Louisville, Dana P Spencer. MLS# 1732989. Data provided by Greater Louisville Association of REALTORS® (APEX MLS). As of Oct 27, 2026.

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Listing information is provided courtesy of the Greater Louisville Association of REALTORS® (APEX MLS) via Internet Data Exchange (IDX) and is updated throughout the day. Not every MLS listing is available through IDX. All information is deemed reliable but not guaranteed and should be independently verified. Listings include the name of the listing brokerage. This data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing information last updated Oct 27, 2026.